Personal Picture
Manoj Atri
Sales Representative
Re/Max Hallmark Realty Ltd., Brokerage
Independently owned and operated.
Manoj@ManojAtri.com
Presale Condos
Feature Homes
Recent Sales
Testimonials
Contact Us
Pre-construction Condos
Freed Blue Mountain Victory Green Towns Winchester Estates Northside Towns South Forest Hill Residences Belwood Estates Iris Estates 1515 Pickering Arbor West KüL Birchaus Residences High Line The Willows Homes Encore at Bravo Burnet at Rise and Rose Oakville Yards 1989 Uptown Burlington The Wilde Country Ridge Homes Freed Hotel and Residences The Towns of Lambton Mills Mile and Creek 3 Alister at Solterra Parkside39 Towns Empire Canals Southlands at Exchange District Vidal Evelyn at Rise and Rose Pier 8 Vicinity 2992 Sheppard Ave Central Park 2 Park and Main Towns Oakpointe The Attersley Homes Stationside Lake Wilcox Towns Lily at Crosstown NY Walk Towns V City Sunshine Harbour Westshore at Long Branch 6080 Yonge The Hill Residences Joya Gemini South Tower M6 LSQ 2 BLVD Q Arcadia District Aspen At Pinnacle Etobicoke Reside on Richmond Wallaceton Towns Sora at the Glade Maison Wellesley Canopy Towers 2 Solterra Creekside Condos Hawthorne East Village Seaton Whitevale Q Tower The Riv Lakevu 3 The Harbour Club The Discoverie The Citadel Cliffside Pickering City Centre Eversley Estates 8 Temple River and Sky Hygge Towns MW ParkHaus Urban Towns The Gates of Bronte Caledon Trails Signature on 7 Clarehaven Estates Bravo 2 Park Road Bellwoods House Panorama Homes Milton Thompson Towers The Leaside 1107 Main Terrace Park Towns Kingside Residences The Unionville The 9Hundred Residences at Bluffers Park Queensland Elegance Luxury Residences Flex Angus Glen South Village Carding House The Highmark The Northshore The Kith Qui Modern Towns The Villages of Oak Park New Seaton Sunnidale Wasaga Beach Allure Gemini Brooklin Towns Meadow Heights Bravo Birchley Park The Addison Residences Daniels on Parliament Lake Pointe Kipling Station UnionCity Raglan House Fairway Meadows Exhale Creekside Marquis Kazmir Nouvelle Towns The Vineyards Emerson House Peachy on the Mountain Trussler West Station No 3 The Ravine Homes LSQ Central Park MILA Bella Bronte Lakeside 88 James Oakbrook Towns Kennedy Circle Lansing Square Picola Towers Downtown Aura Corktown Daniels MPV 2 Paris Riverside Empire Lush Olive Residences The Bedford UPtowns at Heart Lake Vantage Fireside The Vic Westmount Boutique Wilson West The Grand at Universal City Zen Towns Wallaceton by Fusion Homes Mile and Creek Gates of Thornhill 75 James Westbend Residences Centricity Highmount Yonge City Square The Post Panorama Homes VuPoint 2 The Cliffton Motto Harbourwalk Metroside at Fish Creek Above Addington Park NorthCore 316 Junction Porta LeftBank 8 Elm on Yonge Earlscourt Horseshoe Residences Thirty Six Zorra The Design District Gallery Towers Springbank Lux Moda AKRA Living Forma The Essery Bridge House at Brightwater Radio Arts Craft Residences CityPointe Heights Forêt Forest Hill Highland Commons II EXS - Exchange Signature Park Place VMC Q Condos Curio Anthem at The Metalworks Elektra King Hill Homes Bondhead Rutherford Heights M5 at M City The Greenwich Queen Church The Dawes The Saw Whet Celeste Groove The Narrative Six99 The Garden Series 2 High Point East Pointe McGibbon The Frederick Lakeview DXE Club Plaza on Yonge DUO TEK VuPoint Express 2 Concord Sky 908 St Clair The Georgian Metro Park Linea 252 Church Bristol Place Connectt II Artwalk Rosepark Towns BeauSoleil Westerly II Hillmont at SXSW ClockWork Lawrence Hill Towns XO2 Martha James Leaside Common VOYA II The Pemberton The Fifth at Charisma Verge II Union Village Glenway Urban Towns Montgomery Meadows Castles of Caledon Tanglewood Stella at Southside II Yorkwoods FourMe The Goode LJM Queenston Biblio Lofts Cielo ALiAS The Whitfield Adagio M2M Squared The Wilmot Y9825 The Capitol Vincent Queen Central Nahid Kennedy U.C. Tower II Arte Residences The Brix WestLine CREST Verge EX3 Danny Danforth ALBA Southport in Swansea Gemma The Millhouse VOYA House of Assembly Natasha Residences ELLE 10 Prince Arthur Forest Hill Private Residences Daniels MPV OMG 2 Bayview at The Village Boulevard at The Thornhill 400 King West The Dupont Grand Festival Grand Central Mimico Realm M4 The Landing Joy Station MRKT Crosstown 1 Jarvis Oscar Westerly MODO Début Waterfront Nuvo 8 Wellesley Elevate The Bronte ORO At Edge Beverley Union Square Mirvish and Gehry 8188 Yonge Square One District DunWest Quay House 28 Eastern The Dylan Artform Canopy 199 Church Abeja District Connectt Artistry SQ3 321 Davenport Artsy Boutique Jac Distrikt Trailside 88 Queen Royal Bayview Grand Bell Liberty Market Festival Axess ORO The View Beach The Mackenzie 36 Birch Theo 31 Condominiums SkyTower Brightwater Upper West Side 50 Ann The Clair Residences 55 Mercer 1 Delisle Ave Four Eleven King Untitled Toronto The Thornhill III No 31 8888 Yonge The Forest Hill Stella at Southside LJM Valera II The Borough 65 Broadway 123 Portland The Saint The Branch II Rise at Lakeshore Promenade Park KiWi EX2 Linx The Kings Mill Galleria 11 Yorkville SXSW Bijou on Bloor Ksquare Yonge and Finch Kings Landing III Mobilio Transit City 5 Tricycle Transit City 4 101 Spadina 625 Yonge St Tanu Line 5 South 55C Notting Hill Keystone Kings Landing II CRU Azura Gallery Merge The UNIteD Bldg Y&S Verde 2010 Bathurst Nova Urban Towns 300 Danforth U.C. Tower 31 Gladstone 57 Brock 430 ESSA Rush M City III Line 5 Stockyards Origin Lofts Lakeside Scout East Junction 2475 Eglinton 250 University Ave 543 Richmond 5400 Yonge Kings Landing The Poet King Toronto East 3220 Encore Theatre CG Tower 139 Church The Winslow 55 Charles The Stockton 540 King West 293 The Kingsway Park Terraces WaterWorks The Insignia Saturday Junction House The Well Evermore 831 Glencairn 2500 Yonge Wynford Gardens Artworks Tower Erin Square Vendôme The Keeley M The Garden District M2M Ellie Phoenix Aqualuna Universal City PRIME 50 Scollard DTK The Cardiff Central 9th and Main ONE28 Pavilia UOVO Artists Alley II Maverick Auberge On The Park II Playground Sage X Theory Sugar Wharf Lumina Highlight Elgin East ERA at Yonge IN.DE Express 357 King West Saisons II The Prestige Riverside Square 5 D'or Markham Square 2 Guildwood 4800 Yonge Lakevu Bower Nord West Lakeside Residences Social The Kip District II The Diamond on Yonge M City II One Yonge East 55 Southport Square Nautique Lakefront Amber Valhalla Town Square Kingly Auberge On The Park Kingsway By The River 2 Harris Square Mississauga Square Saisons E2 33 Yorkville The Charles at Church Water Edge Avia Symphony Edge Towers Peter and Adelaide One Forest Hill Eight Forty Perla Towers ZEN King West Bauhaus Oak and Co Museum FLTS Cypress The Roncy Wesley Tower Television City B-Line 609 Avenue Road Indigo 2 Scoop West DuEast The Point Platform Queensway Park Trinity Ravine Towers 7 On The Park SF3 Avenue 151 Yorkville Plaza Midtown Avro Bianca Nobu Residences Artists Alley SuperSonic Canada House Panda Fleur Vita Two Transit City Westwood Gardens Nola Affinity Paradigm East Mirabella Bloor Promenade Islington Terrace The Bluffs YongeParc Wish The Plant Lake & East Lighthouse East Vita on the Lake Time and Space Seasons II Liberty Central II Nord East Sage Prestige The Icona M City I Ivy Via Bloor Mills Square The One Canvas 159 SW St Lawrence Aquabella 8 Cumberland Home Selene EV Royale MAX 75 On The Esplanade Seasons Vivo The Wyatt Joy SweetLife The West AXIS Grande Mirage AYC Park Avenue Place 2 Charisma Halo Residences on Yonge URL Bloorvista at Islington Terrace SIX25BV Rodeo Drive Empire Midtown The Kennedys The Park Club The Vanguard YSL Residences York 875 Queen East Parfait At Atria Sail 88 North Eighty One Wellesley The Rocket Cocoon Cosmos The Bennett on Bayview Fortune at Fort York Arc 330 Richmond Whitehaus Bside Minto Westside The Lanes The Met 158 Front SQ2 Heartwood the Beach Fifth on the Park Sonic The Step 150 Redpath Pier 27 Tower Picnic The High Park River City 3 Danforth Square The Bean The Clover on Yonge Connect Grid Stanley East United On The Danforth 609 Sherbourne St The Jack The Clairington LNX Daniels Waterfront The Bartholomew Tea Garden The Ravine Beacon Park Avenue Place Avani 2 at Metrogate Art Shoppe The Rosedale on Bloor Citylights on Broadway Blue Diamond Aquavista at Bayside Lotus Zigg Teahouse 5959 Yonge Minto Yorkville Park The Selby Riverside Square University Suites The Eglinton VOX The Academy The Yorkdale Bristol Forward 87 Peter Soul Minto Westside Wellesley On The Park 50 at Wellesley Station Alter The Code The Cumberland The Taylor Totem Dundas Square Gardens YC Core Smart House Downtown Erin Mills HOT Gordon Woods Pinnacle Grand Park II PSV 2 at Parkside Village 1 Yorkville SQ at Alexandra Park On the Go Mimico Garrison Point Sage 6 Solstice Eau Du Soleil 2 The Dragon 181 Davenport 1 York Aqualina at Bayside 2221 Yonge 155 Redpath 383 Sorauren The Epicurean HighPark Casa 3 Axiom Eleven Superior The Station The Mark Yonge + Rich The College Quartz TRIO at Atria Beach Hill Residences The Randall Residence FAD King Blue Sage II Harbour Plaza Sixty Colborne The Britt 101 Erskine Canary District Pearl 2 Ruby 159 Wellesley Street Xpression II Xpression I 129 St Clair Crystal at Pinnacle Uptown Noir The Essential FLO The Carnaby Lofts TAO E 109 OZ ALTO Massey Tower CASA 2 Local At Fort York Abacus Lofts SkyCity INDX 501 Yonge Life Fabrik Grand Palace Minto 30 ROE Ten York 88 Scott The Hill Indigo Bay 7777 Weston Road 1331 Yonge Street The Perry Condos The Remington Centre 30 Ordance Street Nero Key West 1Thousand Bay Rise 365 Church Karma Mirage The Brant Park Picasso Alto at Atria OpArt Lofts Flaire Jade Waterfront Cloud 9 133 Hazelton Spectra The Carlaw King Plus Condos The Beverley Hills Monde The Bond Rain 2 Ion Pears Avani at Metrogate Post House IVORY River City 2 The Yorkville Yorkville Plaza U Condo II U Condo I Tableau Studio II Studio I Rain 1 Pace One Bloor Neon Condo MYC Liberty Central King Charlotte Imperial Plaza ICE II ICE I Garrison Fuse Five Madison II Madison I Exhibit Cosmopolitan Bisha Backstage 3018 Yonge EXPO City

header Buying Tips

Basic Tips and Ideas for First-Time Home Buyers and Buyers
Do You Know The Canadian Mortgage Types?
 
Over the past quarter century, mortgages have evolved in a variety of ways developing an innovative range of features: Variable Rate Mortgage - A mortgage whose interest rate changes with the financial markets. The rate goes up or down each month, and therefore the portion of your monthly payment is specified to pay down the interest follows. In many cases, your mortgage payment will stay the same. High-Ratio Mortgage - The mortgage you have to apply for when you have on hand in cash less than 25% of the total purchase price to form your down payment. This only way to get this type of mortgage is through paying a premium to lending insurance sources such as CMHC or GEMI. Closed Mortgage – This mortgage has a fixed interest rate which is generally less than an open mortgage rate and a term that is unchangeable and firmly set. Paying off a closed mortgage before the specified end date incurs the payment of a hefty penalty. Convertible Mortgage – The term of this mortgage changed from short to long, depending on your financial situation. Open Mortgage – This most flexible mortgage allows you to pay it off, renew or refinance whenever you want.
 
 

The Importance Of The Standard Home Inspection
 
Home Inspections are intended to assist you in comprehending the overall condition of a residential property. The home inspection report could save you considerable time during the home purchase process as well as many thousands of dollars in needed repairs. It is unthinkable to purchase a home without a home inspection being conducted as it will point out many areas which may require maintenance and repair that you would not necessarily be able to identify yourself. The areas that may be covered include the property lot and outdoor grounds, the structure itself including all exterior surfaces, the various roofs, the garage or carport, the attic, the basement, any crawl spaces, and very importantly the heating, air conditioning, electrical, and plumbing systems. A thorough home inspection will also cover the fireplace and any wood burning devices, as well as appliance condition. Keep in mind that your inspection rights are firmly stated in the Contract For Sale and that they will vary depending what part of Canada you’re in. In some relatively rare cases homes can even be sold in an "as-is" condition even though a complete standard home inspection may take place.
 
 

Double-Check Every Single Item Prior To Closing
 
Prior to the actual day of closing day, there are certain steps you should undertake with me, your real estate agent, to ensure that your residential property transaction will close properly, on time, and that all of the various activities will proceed smoothly. A couple of days before closing, review your closing statement: You should check all the calculations to make sure that you are allocated credit for all the deposits you have made as well as any other credits which may be due to you from the vendor or for any other items which you and the seller have agreed upon. Carefully review all of the various closing fees (and there are likely quite a few of those) in order to be certain they match the amounts you had been previously informed of, and that you are in full agreement with all of them. Always have a calculator handy and do the math for every item on the closing statement, as everyone is human and errors do occur. Over and above the paperwork that you are verifying, you should inspect the property with me one more time just before to closing: This will ensure you don’t find unexpected surprises.
 
 

Top Questions To Ask About Any Property
 
When viewing a home, pay particular attention to average utility bills, square footage, and annual taxes. Make a note of any added value features such as roofing, siding, HVAC and plumbing. Check each room of the home including crawl spaces and basements for large cracks, water damage, and mold. Make a checklist of important questions to ask: Will you need to purchase window coverings or appliances? Does the interior appear to be in good condition? Does the exterior appear to be in good condition? Do the neighbours' homes appear to be in good condition? Do the surrounding neighbours appear to take good care of their homes and yards? Is the home in a good location of the neighbourhood? Does the home in need any major replacements or repairs? Is the landscaping well maintained? Does the home possess any architectural features? What is the lot size? What type of services are located nearby? How close are schools and shopping centers? How long has the home been listed for sale? Why is the home for sale? Does the price of the home fall within your budget? Getting good answers to these questions can assure you peace of mind.
 
 

Additional Types Of Home Inspections
 
It is common knowledge that conventional standard home inspections are necessary to determine any repairs the home might need. However, as your real estate agent and looking out for your best interests, I may suggest these required or recommended additional inspections: Termite Inspection to determine the presence of wood-destroying insects or organisms such as fungus; Asbestos Inspection to check if asbestos fibers are present and evaluate their current condition; Composition Board Siding Inspection plus any areas of elevated moisture; Stucco Siding Inspection checks both cement-based "traditional" stucco as well as synthetic stucco; Lead Paint Inspection discovers the presence of lead paint; Pool / Hot Tub Inspection to evaluate the operability and condition of this equipment and its decks; Private Well Flow & Potability Inspection to determine if a private well adequately supplies drinkable water to the property; and an Underground Storage Tank Inspection through a soil or vacuum test determines if any underground tanks which store oil have contaminated the soil. There are various different types of inspections which may be called for in particular property cases. Obtaining the correct inspections for a home prior to its purchase is a smart decision which protects your investment.
 
 

Preparing For The Big Moving Day
 
Prior to a move you should gather all your records and the various memorabilia in your home and make plans to move them as carefully as you possibly can. These include: Diplomas and school records; Family genealogies and pictures; Family medical and tax records; as well as social organizations, business or other memorabilia. You should also make sure that you notify utility providers, media suppliers and others before moving. Make a list of businesses that will need to be notified and check them off as you go: Natural gas company; Electric power supplier; Water company; Cable provider; Local and long distance telephone providers; Credit card companies and banks; Stock broker and mutual fund accounts; Religious organizations; Magazine subscriptions and book clubs; and any Recreational clubs such as Country, Boating and Sporting. Other great tips to prepare for a smooth move include starting to winnow down your fridge and freezer’s contents several weeks before the move as moving cold or frozen food is often problematical. Remember that moving day is especially hard on the family pets. Therefore have them properly groomed prior to the move and make plans to get them to your new home quickly.
 
 

Special Considerations When Moving With Children
 
For some children, moving can be an upsetting experience. Communicate realistically and openly with all members of the family as early as possible. Here are a few helpful hints to make the transition easy: Inform your children of the fact that you will be moving and include them in the decision making process. If possible, allow them to help in selecting the new home to give them a feeling of "ownership." This will make the move a little more pleasant. Let children pack/unpack their belongings themselves as it will reinforce that they are a participant in the process. Don't force children to get rid of items in an effort to make the move "easier" as that might make the wrenching process even harder on them. Take pictures of the new home and school and collect special items from the neighbourhood. Get acquainted with new teachers and sports coaches. Assign age-related tasks for each family member so everyone feels included. Be sure to include the grandparents, relatives, family members and friends of the children in the excitement of moving to a new home. After all, moving can be seen as an exciting and fun adventure!
 
 

Please let me know if you would like to get more tips about home buying process.
   
 

 

go to home go to searchgo to tips go to buying a home

Become A Member
Name:
 
Email:
Subscribe me:
Security Code:
Canadian Mortgages